{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-25-071635","form_type":"8-K","ticker":"ASRV","cik":"0000707605","company_name":"AMERISERV FINANCIAL INC /PA/","filed_at":"2025-07-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.188662+00:00","generated_at":"2026-05-17T23:52:23.810765+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"AmeriServ reports Q2 2025 net loss of $282k EPS ($0.02) on $3.1M provision","bullets":["Q2 net loss $282k vs Q1 net income $1.9M; EPS ($0.02) vs $0.12.","Net interest income $10.4M, NIM 3.10%, sixth consecutive quarterly growth.","Provision for credit losses surged to $3.1M in Q2, driving the loss.","NPLs $15.2M (1.42% of loans); management expects ~$5M decline in Q3.","Tangible book value $5.89; quarterly dividend held at $0.03/share (~4% yield)."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-25-071635","json":"https://secwatch.observer/filing/0001104659-25-071635.json","markdown":"https://secwatch.observer/filing/0001104659-25-071635.md","text":"https://secwatch.observer/filing/0001104659-25-071635.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/707605/000110465925071635/0001104659-25-071635-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/707605/000110465925071635/tm2521976d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T23:52:23.810765+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}