{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-25-071788","form_type":"8-K","ticker":"GLBZ","cik":"0000890066","company_name":"GLEN BURNIE BANCORP","filed_at":"2025-07-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.609215+00:00","generated_at":"2026-05-17T23:56:27.905372+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Glen Burnie Bancorp reports Q2 net loss of $212K; VAWM acquisition expected in Aug 2025","bullets":["Net loss $212K ($0.07 diluted EPS); YTD net loss $59K ($0.02 diluted EPS).","Net interest margin (tax-equiv) 3.13%, up 13 bps vs Q1 2025; loans grew $6M (11.5% annualized).","Non-recurring expenses of $287K from early retirement/severance; headcount cut from 89 to 73 YTD.","Expected to close purchase of VA Wholesale Mortgage in Aug 2025; VAWM originates ~$125M/yr in mortgages.","Non-performing loans ratio 0.51%, down 4 bps; allowance to loans 1.21%."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-25-071788","json":"https://secwatch.observer/filing/0001104659-25-071788.json","markdown":"https://secwatch.observer/filing/0001104659-25-071788.md","text":"https://secwatch.observer/filing/0001104659-25-071788.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/890066/000110465925071788/0001104659-25-071788-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/890066/000110465925071788/tm2521973d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T23:56:27.905372+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}