---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-25-073032"
form_type: "8-K"
ticker: "UBCP"
cik: "0000731653"
company_name: "UNITED BANCORP INC /OH/"
filed_at: "2025-08-01T23:59:59+00:00"
generated_at: "2026-05-17T21:59:51.672809+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# United Bancorp Q2 EPS $0.33, net income $1.914M, up 10% YoY; dividend yield 6.3%

## Summary
- Diluted EPS $0.33, net income $1.914M for Q2 2025, up 10% YoY.
- H1 2025 net income $3.786M, EPS $0.65 (flat YoY).
- Net interest income rose 6.4% YoY in Q2; net interest margin improved to 3.65%.
- Total assets $847.9M (+3.2% YoY); gross loans topped $500M for first time.
- Total dividends paid in H1 $0.5425/share, up 9.1% YoY; forward dividend yield 6.3%.

## SEC filing metadata
- accession: 0001104659-25-073032
- form_type: 8-K
- ticker: UBCP
- cik: 0000731653
- company_name: UNITED BANCORP INC /OH/
- filed_at: 2025-08-01T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/731653/000110465925073032/0001104659-25-073032-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/731653/000110465925073032/tm2522266d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-25-073032
- JSON: https://secwatch.observer/filing/0001104659-25-073032.json
- Plain text: https://secwatch.observer/filing/0001104659-25-073032.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.