---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-25-074206"
form_type: "8-K"
ticker: "JXN"
cik: "0001822993"
company_name: "Jackson Financial Inc."
filed_at: "2025-08-05T23:59:59+00:00"
generated_at: "2026-05-17T20:56:47.196500+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Jackson Q2: GAAP net income $168M, adj. op. earnings $350M; RBC 566%; retail sales up 9% QoQ

## Summary
- GAAP net income $168M ($2.34 diluted EPS); non-GAAP adj. op. earnings $350M ($4.87 EPS).
- Retail annuity sales $1.734B, up 9% QoQ; non-VA net flows $4.4B (up from $4.0B in Q1).
- Free cash flow $290M in Q2; capital return $216M ($158M buybacks + $58M dividends).
- JNLIC est. RBC ratio 566%; Holdco cash >$700M, above $250M minimum buffer.
- Adj. op. earnings down YoY ($350M vs $410M in Q2 2024); Retail segment also declined.

## SEC filing metadata
- accession: 0001104659-25-074206
- form_type: 8-K
- ticker: JXN
- cik: 0001822993
- company_name: Jackson Financial Inc.
- filed_at: 2025-08-05T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1822993/000110465925074206/0001104659-25-074206-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1822993/000110465925074206/tm2522363d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-25-074206
- JSON: https://secwatch.observer/filing/0001104659-25-074206.json
- Plain text: https://secwatch.observer/filing/0001104659-25-074206.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.