secwatch.observer — SEC 8-K summary
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Issuer:     Jackson Financial Inc. (JXN)
CIK:        0001822993
Form:       8-K
Filed at:   2025-08-05T23:59:59+00:00
Accession:  0001104659-25-074206
Event type: earnings
Sentiment:  neutral
Materiality: 0.75
Item codes: 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Jackson Q2: GAAP net income $168M, adj. op. earnings $350M; RBC 566%; retail sales up 9% QoQ
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- GAAP net income $168M ($2.34 diluted EPS); non-GAAP adj. op. earnings $350M ($4.87 EPS).
- Retail annuity sales $1.734B, up 9% QoQ; non-VA net flows $4.4B (up from $4.0B in Q1).
- Free cash flow $290M in Q2; capital return $216M ($158M buybacks + $58M dividends).
- JNLIC est. RBC ratio 566%; Holdco cash >$700M, above $250M minimum buffer.
- Adj. op. earnings down YoY ($350M vs $410M in Q2 2024); Retail segment also declined.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1822993/000110465925074206/0001104659-25-074206-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1822993/000110465925074206/tm2522363d1_8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-25-074206

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