---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-25-076874"
form_type: "8-K"
ticker: "PFSI"
cik: "0001745916"
company_name: "PennyMac Financial Services, Inc."
filed_at: "2025-08-12T23:59:59+00:00"
generated_at: "2026-05-17T14:42:09.106361+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# PennyMac closes $650M of 6.750% Senior Notes due 2034

## Summary
- Issued $650M aggregate principal amount of 6.750% Senior Notes maturing February 15, 2034.
- Interest payable semi-annually on Feb 15 and Aug 15, commencing February 15, 2026.
- Proceeds to repay borrowings under secured MSR facilities, other secured debt, and general corporate purposes.
- Notes are senior unsecured and guaranteed by certain domestic subsidiaries.
- Redeemable at make-whole prior to Aug 15, 2028; change of control put at 101% of principal.

## SEC filing metadata
- accession: 0001104659-25-076874
- form_type: 8-K
- ticker: PFSI
- cik: 0001745916
- company_name: PennyMac Financial Services, Inc.
- filed_at: 2025-08-12T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1745916/000110465925076874/0001104659-25-076874-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1745916/000110465925076874/tm2523172d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-25-076874
- JSON: https://secwatch.observer/filing/0001104659-25-076874.json
- Plain text: https://secwatch.observer/filing/0001104659-25-076874.txt

## Key facts
- Debt Financings
  PennyMac Financial Services, Inc. incurred senior notes of $650,000,000 aggregate principal amount with initial purchasers at 6.750% per year maturing February 15, 2034.
  - Instrument: senior notes
  - Principal: $650,000,000 aggregate principal amount
  - Counterparty: initial purchasers
  - Rate: 6.750% per year
  - Maturity: February 15, 2034
  - Event: incurrence
  source text: On August 12, 2025 (the "Closing Date"), PennyMac Financial Services, Inc. (the "Issuer" and, together with its subsidiaries, the "Company") closed the previously announced offering (the "Offering") of $650,000,000 aggregate principal amount of the Issuer's 6.750% Senior Notes due 2034 (the "Notes").
  evidence_url: https://www.sec.gov/Archives/edgar/data/1745916/000110465925076874/0001104659-25-076874-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.