---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-25-078565"
form_type: "8-K"
ticker: "LVLU"
cik: "0001780201"
company_name: "Lulu's Fashion Lounge Holdings, Inc."
filed_at: "2025-08-14T23:59:59+00:00"
generated_at: "2026-05-17T13:20:18.797102+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Lulus enters $20M asset-based revolving credit facility with White Oak; repays Bank of America facility

## Summary
- New $20M revolving credit facility with White Oak Commercial Finance, maturing August 14, 2028.
- Includes $5M uncommitted accordion and $1M letter of credit sublimit; interest at 30-day SOFR + 3.95%.
- Proceeds used to repay ~$6M outstanding under prior Bank of America credit agreement, terminating that facility.
- As of effective date, $10M outstanding under new facility after repayment.
- Collateralized by first-priority lien on all tangible and intangible personal property; includes minimum excess availability covenant.

## SEC filing metadata
- accession: 0001104659-25-078565
- form_type: 8-K
- ticker: LVLU
- cik: 0001780201
- company_name: Lulu's Fashion Lounge Holdings, Inc.
- filed_at: 2025-08-14T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 1.02, 2.03, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1780201/000110465925078565/0001104659-25-078565-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1780201/000110465925078565/tm2523497d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-25-078565
- JSON: https://secwatch.observer/filing/0001104659-25-078565.json
- Plain text: https://secwatch.observer/filing/0001104659-25-078565.txt

## Key facts
- Debt Financings
  Lulu's Fashion Lounge Holdings, Inc. incurred revolving credit of $20 million commitment with White Oak Commercial Finance, LLC at 30-day SOFR rate plus 3.95% maturing August 14, 2028.
  - Instrument: revolving credit
  - Principal: $20 million commitment
  - Counterparty: White Oak Commercial Finance, LLC
  - Rate: 30-day SOFR rate plus 3.95%
  - Maturity: August 14, 2028
  - Event: incurrence
  source text: as Administrative Agent, and the lenders party thereto (the “2025 Credit Agreement”). The 2025 Credit Agreement is comprised of an asset-based revolving credit facility with a $20 million commitment, a $5 million uncommitted accordion and a $1 million sublimit for letters of credit. The amount that the Borrowers may borrow under the 2025 Credit Agreement is based
  evidence_url: https://www.sec.gov/Archives/edgar/data/1780201/000110465925078565/0001104659-25-078565-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.