---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-25-079007"
form_type: "8-K"
ticker: "UCB"
cik: "0000857855"
company_name: "UNITED COMMUNITY BANKS INC"
filed_at: "2025-08-15T23:59:59+00:00"
generated_at: "2026-05-17T12:40:50.450849+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# United Community Banks redeems all $88M 6.875% Series I Preferred Stock on Sept 15, 2025

## Summary
- Redemption of all outstanding 6.875% Series I Non-Cumulative Perpetual Preferred Stock.
- Redemption price of $25,000 per share ($25 per depositary share), aggregate $88M liquidation preference.
- Redemption date September 15, 2025; funded with cash on hand.
- Previously declared dividend paid separately to holders of record prior to redemption.
- After redemption date, all rights cease except to receive redemption price.

## SEC filing metadata
- accession: 0001104659-25-079007
- form_type: 8-K
- ticker: UCB
- cik: 0000857855
- company_name: UNITED COMMUNITY BANKS INC
- filed_at: 2025-08-15T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/857855/000110465925079007/0001104659-25-079007-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/857855/000110465925079007/tm2523578d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-25-079007
- JSON: https://secwatch.observer/filing/0001104659-25-079007.json
- Plain text: https://secwatch.observer/filing/0001104659-25-079007.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.