{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-25-080284","form_type":"8-K","ticker":"UPBD","cik":"0000933036","company_name":"UPBOUND GROUP, INC.","filed_at":"2025-08-19T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.734477+00:00","generated_at":"2026-05-17T11:42:31.860434+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Upbound Group extends term loan maturity to 2032, adds $77M incremental commitments","bullets":["Total borrowings now $875M; maturity extended to August 19, 2032.","$77M incremental term loans drawn on August 19, 2025.","Proceeds for fees, working capital, general corporate purposes; may repay revolver.","Amendment supported by lenders including JPMorgan Chase, Citizens, HSBC, Truist, Mizuho, MUFG."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-25-080284","json":"https://secwatch.observer/filing/0001104659-25-080284.json","markdown":"https://secwatch.observer/filing/0001104659-25-080284.md","text":"https://secwatch.observer/filing/0001104659-25-080284.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/933036/000110465925080284/0001104659-25-080284-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/933036/000110465925080284/tm2523851d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T11:42:31.860434+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"c5ef6ec8d0e878d059131063fab2d0f660c90b98","claim":"UPBOUND GROUP, INC. amended credit facility with JPMorgan Chase Bank, N.A., as administrative agent maturing August 19, 2032.","evidence_excerpt":"extends the maturity date for the loans outstanding under the Credit Agreement to August 19, 2032","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/933036/000110465925080284/0001104659-25-080284-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"credit facility"},{"label":"Counterparty","value":"JPMorgan Chase Bank, N.A., as administrative agent"},{"label":"Maturity","value":"August 19, 2032"},{"label":"Event","value":"amendment"}],"fact_type":"debt_financing"},{"claim_id":"f7c0e1d3f69e68598f6a9d4b1890b25a8f3b2ef0","claim":"UPBOUND GROUP, INC. incurred term loan of $77 million with JPMorgan Chase Bank, N.A., as administrative agent maturing August 19, 2032.","evidence_excerpt":"provides approximately $77 million of incremental commitments under the Credit Agreement, all of which were drawn on the Closing Date","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/933036/000110465925080284/0001104659-25-080284-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"term loan"},{"label":"Principal","value":"$77 million"},{"label":"Counterparty","value":"JPMorgan Chase Bank, N.A., as administrative agent"},{"label":"Maturity","value":"August 19, 2032"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"},{"claim_id":"fefea181f58c5fec2d925f6a8e25b9373a75897c","claim":"UPBOUND GROUP, INC. incurred term loan of $875 million with JPMorgan Chase Bank, N.A., as administrative agent maturing August 19, 2032.","evidence_excerpt":"provides approximately $77 million of incremental commitments under the Credit Agreement, all of which were drawn on the Closing Date, resulting in total aggregate borrowings under the Credit Agreement on such date of $875 million","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/933036/000110465925080284/0001104659-25-080284-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"term loan"},{"label":"Principal","value":"$875 million"},{"label":"Counterparty","value":"JPMorgan Chase Bank, N.A., as administrative agent"},{"label":"Maturity","value":"August 19, 2032"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}