---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-25-080916"
form_type: "8-K"
ticker: "ELUT"
cik: "0001708527"
company_name: "ELUTIA INC."
filed_at: "2025-08-20T23:59:59+00:00"
generated_at: "2026-05-17T11:10:04.429499+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.3
calibrated_materiality_score: 0.3
confidence: "high"
source: SEC EDGAR
---

# Elutia amends SWK credit facility, capitalizes interest and fees into principal

## Summary
- Fifth Amendment to $25M senior secured term loan capitalizes accrued interest due Aug 2025, $50k amendment fee (June 30, 2025), and $10k amendment fee.
- No new principal borrowed; amendment modifies repayment terms of existing SWK Facility.
- Amendment effective Aug 14, 2025; no event of default occurred and continuing.
- Borrower represents all conditions precedent satisfied, including payment of $10k amendment fee.

## SEC filing metadata
- accession: 0001104659-25-080916
- form_type: 8-K
- ticker: ELUT
- cik: 0001708527
- company_name: ELUTIA INC.
- filed_at: 2025-08-20T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.3
- calibrated_materiality_score: 0.3
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1708527/000110465925080916/0001104659-25-080916-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1708527/000110465925080916/tm2523918d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-25-080916
- JSON: https://secwatch.observer/filing/0001104659-25-080916.json
- Plain text: https://secwatch.observer/filing/0001104659-25-080916.txt

## Key facts
- Debt Financings
  ELUTIA INC. amended term loan of $25.0 million with SWK Funding LLC at accrued and unpaid interest due and owing to Lenders on the payment date in Augu.
  - Instrument: term loan
  - Principal: $25.0 million
  - Counterparty: SWK Funding LLC
  - Rate: accrued and unpaid interest due and owing to Lenders on the payment date in Augu
  - Event: amendment
  source text: to time party thereto (as amended and supplemented from time to time, the “SWK Facility”). The SWK Facility provides for a senior secured term loan in an aggregate amount of $25.0 million (the “Term Loan”). The Amendment, among other things, provided that the following amounts will be capitalized into the unpaid principal balance of the Term Loan: (i) all accrued
  evidence_url: https://www.sec.gov/Archives/edgar/data/1708527/000110465925080916/0001104659-25-080916-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.