{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-25-085897","form_type":"8-K","ticker":"MSBI","cik":"0001466026","company_name":"Midland States Bancorp, Inc.","filed_at":"2025-09-02T23:59:59+00:00","discovered_at":"2026-05-14T18:02:44.042724+00:00","generated_at":"2026-05-17T08:49:10.225069+00:00","sec_items":["8.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Midland States Bancorp to redeem all $50.75M subordinated notes on Sept 30, 2025","bullets":["Redeeming $50.75M Fixed-to-Floating Rate Subordinated Notes due 2029 on September 30, 2025.","Redemption price is 100% of principal plus accrued unpaid interest through redemption date.","Current interest rate on notes is 7.91%, equating to approximately $4M annual interest payment."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-25-085897","json":"https://secwatch.observer/filing/0001104659-25-085897.json","markdown":"https://secwatch.observer/filing/0001104659-25-085897.md","text":"https://secwatch.observer/filing/0001104659-25-085897.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1466026/000110465925085897/0001104659-25-085897-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1466026/000110465925085897/tm2524632d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T08:49:10.225069+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}