---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-25-087011"
form_type: "8-K"
ticker: "CAT"
cik: "0000018230"
company_name: "CATERPILLAR INC"
filed_at: "2025-09-03T23:59:59+00:00"
generated_at: "2026-05-17T08:38:30.843051+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Caterpillar enters $3.5B 364-day credit facility, extends 3- and 5-year revolvers to 2028 and 2030

## Summary
- New $3.5B unsecured 364-day revolving credit facility expiring August 27, 2026.
- Three-year facility amended and extended to August 28, 2028 with $3.0B commitment.
- Five-year facility amended and extended to August 28, 2030 with $5.0B commitment.
- Financial covenants: Caterpillar consolidated net worth >= $9B; Cat Financial interest coverage >1.15x and leverage <=10.0x.
- As of filing date, no borrowings were outstanding under any of the credit facilities.

## SEC filing metadata
- accession: 0001104659-25-087011
- form_type: 8-K
- ticker: CAT
- cik: 0000018230
- company_name: CATERPILLAR INC
- filed_at: 2025-09-03T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/18230/000110465925087011/0001104659-25-087011-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/18230/000110465925087011/tm2524597d2_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-25-087011
- JSON: https://secwatch.observer/filing/0001104659-25-087011.json
- Plain text: https://secwatch.observer/filing/0001104659-25-087011.txt

## Key facts
- Debt Financings
  CATERPILLAR INC incurred revolving credit of $5.0 billion maturing August 28, 2030.
  - Instrument: revolving credit
  - Principal: $5.0 billion
  - Maturity: August 28, 2030
  - Event: incurrence
  source text: The Three-Year Facility Agreement, among other things, extends the expiration date of the 2022 Three-Year Facility to August 28, 2028 and provides for an unsecured revolving credit facility to the Borrowers in an aggregate amount of up to $3.0 billion, and the Five-Year Facility Agreement, among other things, extends the expiration date of the 2022 Five-Year Facility to August 28, 2030 and provides for an unsecured revolving credit facility to the Borrowers in an aggregate amount of up to $5.0 billion.
  evidence_url: https://www.sec.gov/Archives/edgar/data/18230/000110465925087011/0001104659-25-087011-index.htm
- Debt Financings
  CATERPILLAR INC incurred revolving credit of $3.0 billion maturing August 28, 2028.
  - Instrument: revolving credit
  - Principal: $3.0 billion
  - Maturity: August 28, 2028
  - Event: incurrence
  source text: the expiration date of the 2022 Three-Year Facility to August 28, 2028 and provides for an unsecured revolving credit facility to the Borrowers in an aggregate amount of up to $3.0 billion, and the Five-Year Facility Agreement, among other things, extends the expiration date of the 2022 Five-Year Facility to August 28, 2030 and provides for an unsecured revolving
  evidence_url: https://www.sec.gov/Archives/edgar/data/18230/000110465925087011/0001104659-25-087011-index.htm
- Debt Financings
  CATERPILLAR INC incurred revolving credit of $3.5 billion with Citibank, N.A. maturing August 27, 2026.
  - Instrument: revolving credit
  - Principal: $3.5 billion
  - Counterparty: Citibank, N.A.
  - Maturity: August 27, 2026
  - Event: incurrence
  source text: On August 28, 2025, Caterpillar Inc. (“Caterpillar”) entered into a Credit Agreement (the “364-Day Facility”) among Caterpillar, Caterpillar Financial Services Corporation (“Cat Financial”), Caterpillar International Finance Designated Activity Company (“CIF”), Caterpillar International Finance Luxembourg S.à r.l. (“CIF LUX”) and Caterpillar Finance Kabushiki Kaisha (“CFKK” and, together with Caterpillar, Cat Financial, CIF and CIF LUX, the “Borrowers”), certain financial institutions named therein (the “Banks”), Citibank, N.A. (the “Agent”), Citibank Europe plc, UK Branch (the “Local Currency Agent”), and MUFG Bank, Ltd. (the “Japan Local Currency Agent”), which provides an unsecured revolving credit facility to the Borrowers in an aggregate amount of up to $3.5 billion (the “364-Day Aggregate Commitment”) that expires on August 27, 2026.
  evidence_url: https://www.sec.gov/Archives/edgar/data/18230/000110465925087011/0001104659-25-087011-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.