---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-25-087014"
form_type: "8-K"
ticker: null
cik: "0000764764"
company_name: "CATERPILLAR FINANCIAL SERVICES CORP"
filed_at: "2025-09-03T23:59:59+00:00"
generated_at: "2026-05-17T08:41:11.784440+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Cat Financial enters three new revolving credit facilities totalling $11.5B, replacing prior facilities

## Summary
- $3.5B 364-day unsecured facility expires Aug 27, 2026; includes $100M each for Euro/Sterling and Yen borrowings.
- $3.0B three-year facility expires Aug 28, 2028; $5.0B five-year facility expires Aug 28, 2030.
- Financial covenants: Caterpillar net worth ≥$9B; Cat Financial interest coverage >1.15x, leverage ≤10.0x.
- No borrowings drawn under any of the new facilities as of the report date.
- Amended and restated prior August 2024 364-day facility and September 2022 three-year and five-year facilities.

## SEC filing metadata
- accession: 0001104659-25-087014
- form_type: 8-K
- cik: 0000764764
- company_name: CATERPILLAR FINANCIAL SERVICES CORP
- filed_at: 2025-09-03T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/764764/000110465925087014/0001104659-25-087014-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/764764/000110465925087014/tm2524635d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-25-087014
- JSON: https://secwatch.observer/filing/0001104659-25-087014.json
- Plain text: https://secwatch.observer/filing/0001104659-25-087014.txt

## Key facts
- Debt Financings
  CATERPILLAR FINANCIAL SERVICES CORP amended revolving credit of up to $3.0 billion maturing August 28, 2028.
  - Instrument: revolving credit
  - Principal: up to $3.0 billion
  - Maturity: August 28, 2028
  - Event: amendment
  source text: extends the expiration date of the 2022 Three-Year Facility to August 28, 2028 and provides for an unsecured revolving credit facility to the Borrowers in an aggregate amount of up to $3.0 billion
  evidence_url: https://www.sec.gov/Archives/edgar/data/764764/000110465925087014/0001104659-25-087014-index.htm
- Debt Financings
  CATERPILLAR FINANCIAL SERVICES CORP incurred revolving credit of up to $3.5 billion with Citibank, N.A. maturing August 27, 2026.
  - Instrument: revolving credit
  - Principal: up to $3.5 billion
  - Counterparty: Citibank, N.A.
  - Maturity: August 27, 2026
  - Event: incurrence
  source text: which provides an unsecured revolving credit facility to the Borrowers in an aggregate amount of up to $3.5 billion (the “364-Day Aggregate Commitment”) that expires on August 27, 2026.
  evidence_url: https://www.sec.gov/Archives/edgar/data/764764/000110465925087014/0001104659-25-087014-index.htm
- Debt Financings
  CATERPILLAR FINANCIAL SERVICES CORP amended revolving credit of up to $5.0 billion maturing August 28, 2030.
  - Instrument: revolving credit
  - Principal: up to $5.0 billion
  - Maturity: August 28, 2030
  - Event: amendment
  source text: extends the expiration date of the 2022 Five-Year Facility to August 28, 2030 and provides for an unsecured revolving credit facility to the Borrowers in an aggregate amount of up to $5.0 billion
  evidence_url: https://www.sec.gov/Archives/edgar/data/764764/000110465925087014/0001104659-25-087014-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.