{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-25-093346","form_type":"8-K","ticker":"CTO","cik":"0000023795","company_name":"CTO Realty Growth, Inc.","filed_at":"2025-09-25T23:59:59+00:00","discovered_at":"2026-05-14T18:02:45.991498+00:00","generated_at":"2026-05-17T05:43:18.313707+00:00","sec_items":["1.01","2.03","7.01","9.01"],"event_type":"debt","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"CTO Realty Growth closes $150M term loan financing, extends debt maturities","bullets":["New $125M term loan due Sept 2030 and $25M upsizing of existing $100M 2029 facility.","Proceeds used to retire $65M term loan due March 2026 and reduce revolver balance.","Liquidity increased to approximately $165M as of closing.","Initial fixed interest rate ~4.2% via SOFR swaps, adjusting to ~4.7% in March 2026.","Syndicate led by KeyBank includes PNC, Regions, Truist, Raymond James, Synovus, Wells Fargo."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-25-093346","json":"https://secwatch.observer/filing/0001104659-25-093346.json","markdown":"https://secwatch.observer/filing/0001104659-25-093346.md","text":"https://secwatch.observer/filing/0001104659-25-093346.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/23795/000110465925093346/0001104659-25-093346-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/23795/000110465925093346/cto-20250925x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T05:43:18.313707+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"3bace925eea74029612f8df17221c89c0b36c1ba","claim":"CTO Realty Growth, Inc. amended term loan of increased from $100 million to $125 million.","evidence_excerpt":"the aggregate principal amount of the 2029 Facility was increased from $100 million to $125 million","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/23795/000110465925093346/0001104659-25-093346-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"term loan"},{"label":"Principal","value":"increased from $100 million to $125 million"},{"label":"Event","value":"amendment"}],"fact_type":"debt_financing"},{"claim_id":"c2b48b44c397d72999dbd431abfe5687781a154b","claim":"CTO Realty Growth, Inc. incurred term loan of $125 million with KeyBank National Association at Applicable Margin plus the Base Rate, or Applicable Margin plus Daily Simple SOF.","evidence_excerpt":"a new incremental term loan facility (the “2030 Facility” and, together with the 2029 Facility, the “Facilities”) in an aggregate principal amount of $125 million was added to the Credit Agreement.","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/23795/000110465925093346/0001104659-25-093346-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"term loan"},{"label":"Principal","value":"$125 million"},{"label":"Counterparty","value":"KeyBank National Association"},{"label":"Rate","value":"Applicable Margin plus the Base Rate, or Applicable Margin plus Daily Simple SOF"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}