{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-25-093383","form_type":"8-K","ticker":"OBT","cik":"0001754226","company_name":"Orange County Bancorp, Inc. /DE/","filed_at":"2025-09-25T23:59:59+00:00","discovered_at":"2026-05-14T18:02:44.880437+00:00","generated_at":"2026-05-17T05:40:44.559104+00:00","sec_items":["1.01","2.03","7.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Orange County Bancorp issues $25M 6.50% subordinated notes due 2035","bullets":["Issued $25M aggregate principal of 6.50% Fixed-to-Floating Rate Subordinated Notes due 2035.","Fixed rate 6.50% for first 5 years, then floats at 3-month SOFR + 320.5 bps.","Net proceeds for general corporate purposes; may refinance existing 4.25% notes due 2030.","Notes qualify as Tier 2 capital at holding company level; unsecured and subordinated.","Interest paid semi-annually during fixed period, quarterly during floating period."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-25-093383","json":"https://secwatch.observer/filing/0001104659-25-093383.json","markdown":"https://secwatch.observer/filing/0001104659-25-093383.md","text":"https://secwatch.observer/filing/0001104659-25-093383.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1754226/000110465925093383/0001104659-25-093383-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1754226/000110465925093383/tm2526902d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T05:40:44.559104+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}