{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-25-099097","form_type":"8-K","ticker":"C","cik":"0000831001","company_name":"CITIGROUP INC","filed_at":"2025-10-14T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.291848+00:00","generated_at":"2026-05-17T04:01:54.210563+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Citigroup Q3 net income $3.8B ($1.86 EPS) on record revenues of $22.1B, up 9% YoY","bullets":["Revenue $22.1B (+9% YoY); net income $3.8B vs $3.2B; excluding $714M Banamex goodwill hit, EPS was $2.24.","Services revenue $5.4B (+7%), Markets $5.0B (+15%), Banking $2.1B (+34%) – each a record Q3.","Wealth net new investment assets $18.6B (record); USPB revenue up 7% to a record.","Returned ~$6.1B via buybacks and dividends; CET1 ratio 13.2% vs 13.5% prior quarter.","Non-accrual loans up 70% YoY to $3.7B; corporate non-accrual surged 119% on idiosyncratic downgrades."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-25-099097","json":"https://secwatch.observer/filing/0001104659-25-099097.json","markdown":"https://secwatch.observer/filing/0001104659-25-099097.md","text":"https://secwatch.observer/filing/0001104659-25-099097.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/831001/000110465925099097/0001104659-25-099097-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/831001/000110465925099097/c-20251014x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T04:01:54.210563+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}