secwatch.observer — SEC 8-K summary
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Issuer:     CITIGROUP INC (C)
CIK:        0000831001
Form:       8-K
Filed at:   2025-10-14T23:59:59+00:00
Accession:  0001104659-25-099097
Event type: earnings
Sentiment:  positive
Materiality: 0.85
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Citigroup Q3 net income $3.8B ($1.86 EPS) on record revenues of $22.1B, up 9% YoY
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- Revenue $22.1B (+9% YoY); net income $3.8B vs $3.2B; excluding $714M Banamex goodwill hit, EPS was $2.24.
- Services revenue $5.4B (+7%), Markets $5.0B (+15%), Banking $2.1B (+34%) – each a record Q3.
- Wealth net new investment assets $18.6B (record); USPB revenue up 7% to a record.
- Returned ~$6.1B via buybacks and dividends; CET1 ratio 13.2% vs 13.5% prior quarter.
- Non-accrual loans up 70% YoY to $3.7B; corporate non-accrual surged 119% on idiosyncratic downgrades.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/831001/000110465925099097/0001104659-25-099097-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/831001/000110465925099097/c-20251014x8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-25-099097

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