{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-25-100262","form_type":"8-K","ticker":"RBCAA","cik":"0000921557","company_name":"REPUBLIC BANCORP INC /KY/","filed_at":"2025-10-17T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.615142+00:00","generated_at":"2026-05-17T03:29:28.961394+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Republic Bancorp Q3 net income up 12% to $29.7M, EPS $1.52","bullets":["Net income $29.7M, diluted EPS $1.52, increases of 12% and 11% YoY.","Core Bank net income rose 15% to $19.8M; net interest margin expanded 25bps to 3.78%.","Total Company NIM expanded 16bps to 4.65% as interest-earning assets reached $6.26B.","Core Bank net charge-offs only 0.02% of avg loans; nonperforming loans 0.42%.","Total assets $7.01B; deposits grew $21M QoQ; loans declined $92M QoQ."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-25-100262","json":"https://secwatch.observer/filing/0001104659-25-100262.json","markdown":"https://secwatch.observer/filing/0001104659-25-100262.md","text":"https://secwatch.observer/filing/0001104659-25-100262.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/921557/000110465925100262/0001104659-25-100262-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/921557/000110465925100262/rbcaa-20251017x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T03:29:28.961394+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}