---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-25-100308"
form_type: "8-K"
ticker: null
cik: "0001690536"
company_name: "FS Credit Real Estate Income Trust, Inc."
filed_at: "2025-10-17T23:59:59+00:00"
generated_at: "2026-05-17T03:24:33.560212+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# FS CREIT enters into up to $612M repurchase facility with JPMorgan Chase

## Summary
- Maximum financing available under the JP-1 Facility is up to $612,312,452.79.
- Facility finances eligible assets: senior commercial/multifamily mortgage loans, mezzanine loans, REO loans.
- Repurchase date for assets no later than October 15, 2030, subject to earlier maturity terms.
- FS CREIT guarantees obligations; covenants include EBITDA/interest ≥1.40x and leverage ≤3.50x.
- Facility is uncommitted; JPMorgan has no obligation to purchase assets from seller.

## SEC filing metadata
- accession: 0001104659-25-100308
- form_type: 8-K
- cik: 0001690536
- company_name: FS Credit Real Estate Income Trust, Inc.
- filed_at: 2025-10-17T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1690536/000110465925100308/0001104659-25-100308-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1690536/000110465925100308/tm2528910d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-25-100308
- JSON: https://secwatch.observer/filing/0001104659-25-100308.json
- Plain text: https://secwatch.observer/filing/0001104659-25-100308.txt

## Key facts
- Debt Financings
  FS Credit Real Estate Income Trust, Inc. incurred debt of up to $612,312,452.79 with JP Morgan Chase Bank, National Association at fixed spread over Term SOFR maturing no later than October 15, 2030.
  - Principal: up to $612,312,452.79
  - Counterparty: JP Morgan Chase Bank, National Association
  - Rate: fixed spread over Term SOFR
  - Maturity: no later than October 15, 2030
  - Event: incurrence
  source text: or multifamily mortgage loans, mezzanine loans, and REO mortgage loans (the “Eligible Assets”). The maximum amount of financing available under the JP-1 Facility is up to $612,312,452.79. All assets pledged to the JP-1 Facility are required to be repurchased no later than October 15, 2030, or such earlier date based on the maturity date of the related asset, and
  evidence_url: https://www.sec.gov/Archives/edgar/data/1690536/000110465925100308/0001104659-25-100308-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.