AmeriServ Q3 net income $2.544M ($0.15 EPS) up 115% YoY; declares $0.03 dividend

AMERISERV FINANCIAL INC /PA/

2025-Q3 EPS reported $0.25 revenue$10,731,000

Q3 net income $2.544M ($0.15 diluted EPS) vs $1.183M ($0.07) YoY; nine-month net income $4.170M ($0.25) up 56.3%.
Net interest margin improved 56 bps to 3.27% in Q3; net interest income up 23.9% ($2.1M) YoY.
Total loans averaged $1.067B; net charge-offs $2.9M (0.37% of avg loans) in nine months; non-performing assets down 8.9% to $15.0M.
Wealth management fees down 6.6% in Q3; BOLI revenue up $289K from death claims.
Board declared $0.03/share quarterly dividend (4.0% annualized yield), payable Nov 17 to Nov 3 record holders.

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