---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-25-101075"
form_type: "8-K"
ticker: "CBU"
cik: "0000723188"
company_name: "COMMUNITY FINANCIAL SYSTEM, INC."
filed_at: "2025-10-21T23:59:59+00:00"
generated_at: "2026-05-17T03:08:30.090878+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.4
calibrated_materiality_score: 0.4
confidence: "low"
source: SEC EDGAR
---

# CBU reports Q3 2025 earnings; full release available on website only

## Summary
- Third quarter ended September 30, 2025; results announced October 21, 2025.
- Detailed financial data not included in this 8-K exhibit; refer to investor relations site.
- Conference call at 11:00 a.m. ET today, October 21, 2025, to discuss results.

## SEC filing metadata
- accession: 0001104659-25-101075
- form_type: 8-K
- ticker: CBU
- cik: 0000723188
- company_name: COMMUNITY FINANCIAL SYSTEM, INC.
- filed_at: 2025-10-21T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.4
- calibrated_materiality_score: 0.4
- confidence: low
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/723188/000110465925101075/0001104659-25-101075-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/723188/000110465925101075/tm2529135d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-25-101075
- JSON: https://secwatch.observer/filing/0001104659-25-101075.json
- Plain text: https://secwatch.observer/filing/0001104659-25-101075.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.