{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-25-101299","form_type":"8-K","ticker":"BHB","cik":"0000743367","company_name":"BAR HARBOR BANKSHARES","filed_at":"2025-10-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.067690+00:00","generated_at":"2026-05-17T03:08:39.859566+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Bar Harbor Bankshares Q3 GAAP EPS $0.54, core $0.95; NIM 3.56%, Woodsville acquisition closed","bullets":["GAAP net income $8.9M ($0.54 diluted EPS); core earnings $15.4M ($0.95 diluted EPS), vs Q2 GAAP $6.1M ($0.40).","Net interest margin expanded to 3.56% from 3.23% Q2; efficiency ratio improved to 56.70% from 62.10%.","Completed Guaranty Bancorp acquisition Aug 1, adding $658M assets, $413M loans, $531M deposits; goodwill $22.3M.","Board declared $0.32 per share dividend payable Dec 19, record Nov 20; annualized yield 4.20%.","Asset quality strong: non-accruing loans to total loans 0.27% (down from 0.31% Q2); ACL coverage 0.95%."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-25-101299","json":"https://secwatch.observer/filing/0001104659-25-101299.json","markdown":"https://secwatch.observer/filing/0001104659-25-101299.md","text":"https://secwatch.observer/filing/0001104659-25-101299.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/743367/000110465925101299/0001104659-25-101299-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/743367/000110465925101299/bhb-20251021x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T03:08:39.859566+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}