secwatch.observer — SEC 8-K summary
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Issuer:     BAR HARBOR BANKSHARES (BHB)
CIK:        0000743367
Form:       8-K
Filed at:   2025-10-21T23:59:59+00:00
Accession:  0001104659-25-101299
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Bar Harbor Bankshares Q3 GAAP EPS $0.54, core $0.95; NIM 3.56%, Woodsville acquisition closed
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- GAAP net income $8.9M ($0.54 diluted EPS); core earnings $15.4M ($0.95 diluted EPS), vs Q2 GAAP $6.1M ($0.40).
- Net interest margin expanded to 3.56% from 3.23% Q2; efficiency ratio improved to 56.70% from 62.10%.
- Completed Guaranty Bancorp acquisition Aug 1, adding $658M assets, $413M loans, $531M deposits; goodwill $22.3M.
- Board declared $0.32 per share dividend payable Dec 19, record Nov 20; annualized yield 4.20%.
- Asset quality strong: non-accruing loans to total loans 0.27% (down from 0.31% Q2); ACL coverage 0.95%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/743367/000110465925101299/0001104659-25-101299-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/743367/000110465925101299/bhb-20251021x8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-25-101299

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