---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-25-101536"
form_type: "8-K"
ticker: "STC"
cik: "0000094344"
company_name: "STEWART INFORMATION SERVICES CORP"
filed_at: "2025-10-22T23:59:59+00:00"
generated_at: "2026-05-17T02:55:34.940426+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Stewart Q3 EPS $1.55 ($1.64 adj.) on revenue $796.9M, up 19% YoY

## Summary
- Total revenues $796.9M ($791.3M adj.) vs $667.9M YoY, up 19%.
- Net income $44.3M ($46.7M adj.) vs $30.1M; diluted EPS $1.55 ($1.64 adj.).
- Pretax income $61.2M ($64.5M adj.) from $42.8M; pretax margin 7.7% (8.1% adj.).
- Title segment operating revenues $659.9M (+19% YoY); pretax income $62.0M.
- CEO Fred Eppinger cites momentum and growth in subdued housing market.

## SEC filing metadata
- accession: 0001104659-25-101536
- form_type: 8-K
- ticker: STC
- cik: 0000094344
- company_name: STEWART INFORMATION SERVICES CORP
- filed_at: 2025-10-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/94344/000110465925101536/0001104659-25-101536-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/94344/000110465925101536/tm2529213d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-25-101536
- JSON: https://secwatch.observer/filing/0001104659-25-101536.json
- Plain text: https://secwatch.observer/filing/0001104659-25-101536.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.