secwatch.observer — SEC 8-K summary
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Issuer:     NB Bancorp, Inc. (NBBK)
CIK:        0001979330
Form:       8-K
Filed at:   2025-10-22T23:59:59+00:00
Accession:  0001104659-25-101542
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

NB Bancorp Q3 net income $15.4M ($0.43 EPS); declares $0.07 dividend; Provident acquisition on track for Nov 14
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- Net income $15.4M ($0.43 diluted EPS) vs $14.6M ($0.39) prior quarter; operating net income $16.0M ($0.45).
- Dividend declared $0.07/share, payable Nov 19 to record Nov 5.
- Loans grew 15.4% annualized, deposits 27.9%; net interest margin 3.78% (down 4 bps).
- Provident acquisition expected to close Nov 14, 2025; merger costs $994K in Q3.
- Book value per share $18.51, tangible book value $18.48; repurchased 921,934 shares at $19.02 avg.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1979330/000110465925101542/0001104659-25-101542-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1979330/000110465925101542/nbbk-20251022x8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-25-101542

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer