secwatch.observer — SEC 8-K summary
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Issuer:     NB Bancorp, Inc. (NBBK)
CIK:        0001979330
Form:       8-K/A
Filed at:   2025-10-23T23:59:59+00:00
Accession:  0001104659-25-101621
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

NB Bancorp Q3 2025 net income $15.4M ($0.43 EPS), declares $0.07 dividend
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- Net income $15.4M ($0.43 diluted) vs $14.6M ($0.39) prior quarter; operating net income $16.0M ($0.45) excluding $994K merger costs for Provident acquisition.
- Loans grew $175M (3.9%) to $4.72B; deposits up $297.6M (7.0%) to $4.57B. Net interest margin 3.78% (-4 bps QoQ).
- Board declared $0.07/share quarterly dividend, payable Nov 19 to holders of record Nov 5.
- Pending acquisition of Provident Bancorp expected to close Nov 14, 2025; all regulatory approvals received.
- Tangible book value per share increased to $18.48 from $18.06; repurchased 921,934 shares at $19.02.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1979330/000110465925101621/0001104659-25-101621-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1979330/000110465925101621/nbbk-20251022x8ka.htm
  HTML page:      https://secwatch.observer/filing/0001104659-25-101621

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer