---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-25-101845"
form_type: "8-K"
ticker: "HTH"
cik: "0001265131"
company_name: "Hilltop Holdings Inc."
filed_at: "2025-10-23T23:59:59+00:00"
generated_at: "2026-05-17T02:27:17.795312+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Hilltop Q3 net income $45.8M, EPS $0.74 vs $0.46; boosts buyback by $50M

## Summary
- Q3 2025 diluted EPS $0.74, net income $45.8M, up from $0.46 EPS and $29.7M in Q3 2024.
- Return on average assets 1.20% (up from 0.84% a year ago); book value per share $35.69 (vs. $34.90 in Q2).
- Mortgage origination lost $7.2M pre-tax on flat volume of $2.3B; net gain margin on sales was 239 bps.
- Board increased stock repurchase authorization by $50M to $185M, with ~$62M remaining through Jan 2026.
- Banking segment pre-tax income $54.7M; net interest margin expanded to 3.23% from 3.16% in Q2.

## SEC filing metadata
- accession: 0001104659-25-101845
- form_type: 8-K
- ticker: HTH
- cik: 0001265131
- company_name: Hilltop Holdings Inc.
- filed_at: 2025-10-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1265131/000110465925101845/0001104659-25-101845-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1265131/000110465925101845/hth-20251023x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-25-101845
- JSON: https://secwatch.observer/filing/0001104659-25-101845.json
- Plain text: https://secwatch.observer/filing/0001104659-25-101845.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.