---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-25-101871"
form_type: "8-K"
ticker: "FRST"
cik: "0001325670"
company_name: "Primis Financial Corp."
filed_at: "2025-10-23T23:59:59+00:00"
generated_at: "2026-05-17T02:27:33.316578+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Primis Financial Q3 net income $7M ($0.28 EPS) vs $1M ($0.05) YoY; dividend $0.10

## Summary
- Net income available to common $7M ($0.28 diluted EPS) vs $1M ($0.05) in Q3 2024; 9-month EPS $1.29 vs $0.29.
- Net interest margin improved to 3.18% from 2.97% YoY; core NIM 3.15% vs 2.80%.
- Mortgage warehouse balances $327M, up 77% linked quarter and 411% from Dec 2024; committed facilities $1B.
- Recovery of credit losses $49k vs $8M provision in Q3 2024; nonperforming assets 2.07% vs 1.90%.
- Tangible book value per share $11.71, up 12% from Dec 2024; quarterly dividend $0.10 declared.

## SEC filing metadata
- accession: 0001104659-25-101871
- form_type: 8-K
- ticker: FRST
- cik: 0001325670
- company_name: Primis Financial Corp.
- filed_at: 2025-10-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1325670/000110465925101871/0001104659-25-101871-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1325670/000110465925101871/tm2529315d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-25-101871
- JSON: https://secwatch.observer/filing/0001104659-25-101871.json
- Plain text: https://secwatch.observer/filing/0001104659-25-101871.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.