{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-25-102178","form_type":"8-K","ticker":"FCAP","cik":"0001070296","company_name":"FIRST CAPITAL INC","filed_at":"2025-10-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:38.717111+00:00","generated_at":"2026-05-17T02:18:07.788084+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"First Capital posts record Q3 net income $4.5M, EPS $1.34 vs $0.87 YoY","bullets":["Net income $4.5M ($1.34 diluted EPS) for Q3 2025, up from $2.9M ($0.87) in Q3 2024.","Net interest margin (tax-equivalent) expanded to 3.71% from 3.19% YoY.","Nonperforming assets decreased to $3.9M from $4.4M at Dec 2024.","Total assets grew to $1.24B from $1.19B at Dec 2024; deposits increased $28.3M.","Nine-month net income $11.5M ($3.43 EPS) vs $8.7M ($2.59) prior year period."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-25-102178","json":"https://secwatch.observer/filing/0001104659-25-102178.json","markdown":"https://secwatch.observer/filing/0001104659-25-102178.md","text":"https://secwatch.observer/filing/0001104659-25-102178.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1070296/000110465925102178/0001104659-25-102178-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1070296/000110465925102178/fcap-20251024x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:18:07.788084+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}