{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-25-102359","form_type":"8-K","ticker":"BSRR","cik":"0001130144","company_name":"SIERRA BANCORP","filed_at":"2025-10-27T23:59:59+00:00","discovered_at":"2026-05-14T18:02:38.855309+00:00","generated_at":"2026-05-17T02:08:45.060464+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Sierra Bancorp Q3 net income $9.7M, EPS $0.72; NIM expands to 3.78%","bullets":["Net income of $9.7M ($0.72 diluted EPS) down 9% from Q2 2025; nine-month EPS rose 3% to $2.15.","Net interest margin improved 10bp to 3.78%; net interest income up $1.3M linked quarter.","Gross loans grew $57.2M (9% annualized) to $2.5B; nonperforming loans improved to 0.56%.","Tangible book value per share rose 3% to $24.66; repurchased 190,342 shares at $30.55 avg.","Declared $0.25 dividend payable Nov. 14; 107th consecutive quarterly dividend."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-25-102359","json":"https://secwatch.observer/filing/0001104659-25-102359.json","markdown":"https://secwatch.observer/filing/0001104659-25-102359.md","text":"https://secwatch.observer/filing/0001104659-25-102359.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1130144/000110465925102359/0001104659-25-102359-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1130144/000110465925102359/bsrr-20251027x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:08:45.060464+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}