secwatch.observer — SEC 8-K summary
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Issuer:     SIERRA BANCORP (BSRR)
CIK:        0001130144
Form:       8-K
Filed at:   2025-10-27T23:59:59+00:00
Accession:  0001104659-25-102359
Event type: earnings
Sentiment:  neutral
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Sierra Bancorp Q3 net income $9.7M, EPS $0.72; NIM expands to 3.78%
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- Net income of $9.7M ($0.72 diluted EPS) down 9% from Q2 2025; nine-month EPS rose 3% to $2.15.
- Net interest margin improved 10bp to 3.78%; net interest income up $1.3M linked quarter.
- Gross loans grew $57.2M (9% annualized) to $2.5B; nonperforming loans improved to 0.56%.
- Tangible book value per share rose 3% to $24.66; repurchased 190,342 shares at $30.55 avg.
- Declared $0.25 dividend payable Nov. 14; 107th consecutive quarterly dividend.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1130144/000110465925102359/0001104659-25-102359-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1130144/000110465925102359/bsrr-20251027x8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-25-102359

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