---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-25-103173"
form_type: "8-K"
ticker: "CTO"
cik: "0000023795"
company_name: "CTO Realty Growth, Inc."
filed_at: "2025-10-28T23:59:59+00:00"
generated_at: "2026-05-17T02:02:28.839042+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# CTO Realty Growth Q3 Core FFO $0.48, raises FY 2025 outlook

## Summary
- Net income attributable to common stock of $1.0M ($0.03 diluted EPS); Core FFO $15.6M ($0.48), down 4% YoY per share.
- Same-property NOI grew 2.3% to $18.6M; portfolio 94.2% leased with 21.7% comparable lease spreads.
- Closed $150M term loan at 4.2% fixed rate; repaid $65M loan due March 2026; $170M liquidity.
- Repurchased 571,473 shares for $9.3M at avg $16.27; $5.5M signed-not-open pipeline (5.3% of ABR).
- Raised full-year Core FFO guidance to $1.84-$1.87 and AFFO to $1.96-$1.99 per diluted share.

## SEC filing metadata
- accession: 0001104659-25-103173
- form_type: 8-K
- ticker: CTO
- cik: 0000023795
- company_name: CTO Realty Growth, Inc.
- filed_at: 2025-10-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/23795/000110465925103173/0001104659-25-103173-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/23795/000110465925103173/cto-20251028x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-25-103173
- JSON: https://secwatch.observer/filing/0001104659-25-103173.json
- Plain text: https://secwatch.observer/filing/0001104659-25-103173.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.