{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-25-104347","form_type":"8-K","ticker":"HNVR","cik":"0001828588","company_name":"Hanover Bancorp, Inc. /MD","filed_at":"2025-10-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:40.657874+00:00","generated_at":"2026-05-17T01:24:20.309882+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Hanover Bancorp Q3 net income $3.5M ($0.47/diluted); NIM expands to 2.74%","bullets":["Q3 net income $3.5M vs $2.4M linked quarter; diluted EPS $0.47 vs $0.33 linked.","Net interest margin widened to 2.74% from 2.37% a year ago; Sept monthly NIM 2.83%.","Pre-provision net revenue $6.0M (1.05% ROAA), highest since Q1 2023.","Deposits up $20.5M from Dec 2024; demand deposits rose 10.08%, driven by C&I and municipal verticals.","Board declared $0.10/share cash dividend on common and Series A preferred, payable Nov 20 to holders of record Nov 13."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-25-104347","json":"https://secwatch.observer/filing/0001104659-25-104347.json","markdown":"https://secwatch.observer/filing/0001104659-25-104347.md","text":"https://secwatch.observer/filing/0001104659-25-104347.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1828588/000110465925104347/0001104659-25-104347-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1828588/000110465925104347/hnvr-20251030x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T01:24:20.309882+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}