---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-25-104347"
form_type: "8-K"
ticker: "HNVR"
cik: "0001828588"
company_name: "Hanover Bancorp, Inc. /MD"
filed_at: "2025-10-30T23:59:59+00:00"
generated_at: "2026-05-17T01:24:20.309882+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Hanover Bancorp Q3 net income $3.5M ($0.47/diluted); NIM expands to 2.74%

## Summary
- Q3 net income $3.5M vs $2.4M linked quarter; diluted EPS $0.47 vs $0.33 linked.
- Net interest margin widened to 2.74% from 2.37% a year ago; Sept monthly NIM 2.83%.
- Pre-provision net revenue $6.0M (1.05% ROAA), highest since Q1 2023.
- Deposits up $20.5M from Dec 2024; demand deposits rose 10.08%, driven by C&I and municipal verticals.
- Board declared $0.10/share cash dividend on common and Series A preferred, payable Nov 20 to holders of record Nov 13.

## SEC filing metadata
- accession: 0001104659-25-104347
- form_type: 8-K
- ticker: HNVR
- cik: 0001828588
- company_name: Hanover Bancorp, Inc. /MD
- filed_at: 2025-10-30T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1828588/000110465925104347/0001104659-25-104347-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1828588/000110465925104347/hnvr-20251030x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-25-104347
- JSON: https://secwatch.observer/filing/0001104659-25-104347.json
- Plain text: https://secwatch.observer/filing/0001104659-25-104347.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.