secwatch.observer — SEC 8-K summary
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Issuer:     Hanover Bancorp, Inc. /MD (HNVR)
CIK:        0001828588
Form:       8-K
Filed at:   2025-10-30T23:59:59+00:00
Accession:  0001104659-25-104347
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Hanover Bancorp Q3 net income $3.5M ($0.47/diluted); NIM expands to 2.74%
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- Q3 net income $3.5M vs $2.4M linked quarter; diluted EPS $0.47 vs $0.33 linked.
- Net interest margin widened to 2.74% from 2.37% a year ago; Sept monthly NIM 2.83%.
- Pre-provision net revenue $6.0M (1.05% ROAA), highest since Q1 2023.
- Deposits up $20.5M from Dec 2024; demand deposits rose 10.08%, driven by C&I and municipal verticals.
- Board declared $0.10/share cash dividend on common and Series A preferred, payable Nov 20 to holders of record Nov 13.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1828588/000110465925104347/0001104659-25-104347-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1828588/000110465925104347/hnvr-20251030x8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-25-104347

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer