earnings
confidence high
sentiment negative
materiality 0.70
Pioneer Bancorp Q3 net income drops 32% to $4.3M; NPAs rise to $12M from $5.2M
Pioneer Bancorp, Inc./MD
2025-Q3 EPS reported
$0.67
revenue$11,256,000
- Net income $4.3M ($0.18 EPS) for Q3 2025, down from $6.3M ($0.25) in Q3 2024.
- Net loans receivable $1.61B (+12.5% YTD); deposits $1.90B (+19.5% YTD).
- Net interest margin 4.16% (up 4 bps); net interest income $20.2M (+12.9%).
- Non-performing assets $12.0M (0.53% of assets) vs $5.2M; provision for credit losses $785K vs credit of $870K.
- Completed acquisition of Brown Financial Management Group ($73M AUM) on Oct 28, 2025.