---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-25-104921"
form_type: "8-K"
ticker: null
cik: "0001690536"
company_name: "FS Credit Real Estate Income Trust, Inc."
filed_at: "2025-10-31T23:59:59+00:00"
generated_at: "2026-05-17T01:07:40.351012+00:00"
event_type: "debt"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# FS Credit Real Estate Income Trust increases credit facility to $1.5B, reduces spread, extends maturity

## Summary
- Credit facility increased from $1.0B to $1.5B, a 50% increase.
- Applicable interest spread reduced from 2.30% to 2.05%.
- Maturity extended from September 20, 2031 to September 17, 2034.
- Company guarantees up to 25% of advances outstanding on real estate owned assets under new Guaranty Agreement.
- Facility servicer changed from Barings Finance LLC to Barings Direct Investments LLC.

## SEC filing metadata
- accession: 0001104659-25-104921
- form_type: 8-K
- cik: 0001690536
- company_name: FS Credit Real Estate Income Trust, Inc.
- filed_at: 2025-10-31T23:59:59+00:00
- event_type: debt
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1690536/000110465925104921/0001104659-25-104921-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1690536/000110465925104921/tm2529881d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-25-104921
- JSON: https://secwatch.observer/filing/0001104659-25-104921.json
- Plain text: https://secwatch.observer/filing/0001104659-25-104921.txt

## Key facts
- Debt Financings
  FS Credit Real Estate Income Trust, Inc. amended credit facility of $1,000,000,000 to $1,500,000,000 with Wells Fargo Bank, National Association, as administrative agent, Massachusetts Mutual Life Insurance Company and C.M. Life Insurance Company, as lenders at reduces the applicable spread from 2.30% to 2.05% maturing extends the scheduled maturity date from September 20, 2031 to September 17, 2034.
  - Instrument: credit facility
  - Principal: $1,000,000,000 to $1,500,000,000
  - Counterparty: Wells Fargo Bank, National Association, as administrative agent, Massachusetts Mutual Life Insurance Company and C.M. Life Insurance Company, as lenders
  - Rate: reduces the applicable spread from 2.30% to 2.05%
  - Maturity: extends the scheduled maturity date from September 20, 2031 to September 17, 2034
  - Event: amendment
  source text: entered into a Fourth Amendment to the Amended and Restated Loan and Servicing Agreement, originally dated as of April 27, 2022, with Wells Fargo Bank, National Association, as administrative agent, Massachusetts Mutual Life Insurance Company and C.M. Life Insurance Company, as lenders, and the other parties thereto. The amendment, among other things, (a) increases the maximum facility amount from $1,000,000,000 to $1,500,000,000, (b) reduces the applicable spread from 2.30% to 2.05%, (c) extends the scheduled maturity date from September 20, 2031 to September 17, 2034
  evidence_url: https://www.sec.gov/Archives/edgar/data/1690536/000110465925104921/0001104659-25-104921-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.