{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-25-105107","form_type":"8-K","ticker":"GLBZ","cik":"0000890066","company_name":"GLEN BURNIE BANCORP","filed_at":"2025-11-03T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.506527+00:00","generated_at":"2026-05-17T01:02:01.732615+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Glen Burnie Bancorp reports Q3 2025 net income $125k; completes VAWM acquisition","bullets":["Net income of $125k ($0.04 EPS) vs $129k in Q3 2024; improved from $(212)k loss in Q2 2025.","Net interest margin (tax eq) expanded to 3.24%, up 11 bps linked quarter and 10 bps YoY.","Total loans $215.3M (+$2.0M QoQ); total deposits $329.1M (+$11.8M QoQ); paid off all FHLB advances.","Completed acquisition of VA Wholesale Mortgage on Aug 15 for $750k note plus earn-out; contributed $192k in mortgage fees in stub period.","Non-performing loans ratio 0.56%; allowance to loans 1.19%; all regulatory capital ratios exceed well-capitalized minimums."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-25-105107","json":"https://secwatch.observer/filing/0001104659-25-105107.json","markdown":"https://secwatch.observer/filing/0001104659-25-105107.md","text":"https://secwatch.observer/filing/0001104659-25-105107.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/890066/000110465925105107/0001104659-25-105107-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/890066/000110465925105107/tm2530046d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T01:02:01.732615+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}