---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-25-105592"
form_type: "8-K"
ticker: null
cik: "0001769617"
company_name: "HarborOne Bancorp, Inc."
filed_at: "2025-11-03T23:59:59+00:00"
generated_at: "2026-05-17T00:55:07.725697+00:00"
event_type: "m_and_a"
sentiment: "neutral"
materiality_score: 1.0
calibrated_materiality_score: 1.0
confidence: "high"
source: SEC EDGAR
---

# HarborOne Bancorp merger with Eastern Bankshares completed; 84.99% of shares receive stock consideration

## Summary
- Merger closed Nov 1, 2025; HarborOne merged into Eastern; all HarborOne directors and officers ceased.
- Each share converted into 0.765 Eastern shares or $12.00 cash, subject to proration and allocation.
- Proration result: ~84.99% of shares received stock consideration, ~15.01% received cash.
- Eastern issued approximately 41,430,788 shares in the merger, including for restricted stock awards.
- HarborOne stock options converted into Eastern options using the Exchange Ratio of 0.765.

## SEC filing metadata
- accession: 0001104659-25-105592
- form_type: 8-K
- cik: 0001769617
- company_name: HarborOne Bancorp, Inc.
- filed_at: 2025-11-03T23:59:59+00:00
- event_type: m_and_a
- sentiment: neutral
- materiality_score: 1.0
- calibrated_materiality_score: 1.0
- confidence: high
- sec_items: 2.01, 3.03, 5.01, 3.01, 5.02, 5.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1769617/000110465925105592/0001104659-25-105592-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1769617/000110465925105592/tm2530086d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-25-105592
- JSON: https://secwatch.observer/filing/0001104659-25-105592.json
- Plain text: https://secwatch.observer/filing/0001104659-25-105592.txt

## Source-grounded claims
- claim_id: 55ee8a59311107e4e10a95efcd69719b28e91c1c
  claim: HarborOne Bancorp, Inc.: Articles of Organization and By-Laws ceased to be in effect upon Merger closing.
  evidence_excerpt: Effective upon the closing of the Merger Transaction, the Articles of Organization and the By-Laws of HarborOne ceased to be in effect.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1769617/000110465925105592/0001104659-25-105592-index.htm
- claim_id: 5b0ea214e6cbb0cd8e8eb60f964d5fec2bfb9dfb
  claim: HarborOne Bancorp, Inc. underwent a change of control involving Eastern Bankshares, Inc. for $12.00 per share in cash of HarborOne common stock (closed 2025-11-01).
  evidence_excerpt: ̈ Item 2.01 Completion of Acquisition or Disposition of Assets On November 1, 2025, Eastern Bankshares, Inc. (“Eastern”), the holding company for Eastern Bank, completed its acquisition of HarborOne Bancorp, Inc.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1769617/000110465925105592/0001104659-25-105592-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.