{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-25-105898","form_type":"8-K","ticker":"PMTS","cik":"0001641614","company_name":"CPI Card Group Inc.","filed_at":"2025-11-04T23:59:59+00:00","discovered_at":"2026-05-14T18:02:40.025058+00:00","generated_at":"2026-05-17T00:38:42.773491+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"CPI Card Group Q3 net sales +11% to $138M; cuts 2025 Adj. EBITDA outlook to flat/low single-digit growth","bullets":["Q3 net sales $138.0M (+11% YoY); net income $2.3M (+78%); diluted EPS $0.19.","Adjusted EBITDA $23.4M (-7% YoY) due to lower gross margins and tariff costs.","Debit/Credit segment sales +16% to $115.3M (Arroweye, Card@Once); Prepaid -7% to $23.3M.","2025 outlook revised: net sales growth low double-digit/low teens (from mid-teens); Adj. EBITDA growth flat/low single-digit (from mid/high single-digit).","Redeemed $20M of 10% Senior Notes; net leverage 3.6x; free cash flow $6.1M YTD."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-25-105898","json":"https://secwatch.observer/filing/0001104659-25-105898.json","markdown":"https://secwatch.observer/filing/0001104659-25-105898.md","text":"https://secwatch.observer/filing/0001104659-25-105898.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1641614/000110465925105898/0001104659-25-105898-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1641614/000110465925105898/pmts-20251104x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T00:38:42.773491+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}