{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-25-106667","form_type":"8-K","ticker":"PAYO","cik":"0001845815","company_name":"Payoneer Global Inc.","filed_at":"2025-11-05T23:59:59+00:00","discovered_at":"2026-05-14T18:02:40.782918+00:00","generated_at":"2026-05-17T00:24:14.503844+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.78,"calibrated_materiality_score":0.78,"confidence":"high","headline":"Payoneer Q3 revenue record $270.9M (9% YoY); raises FY2025 outlook","bullets":["Revenue ex interest income $211.4M, up 15% YoY; net income $14.1M (down 66% YoY); adjusted EBITDA $71.3M, up 3%.","Volume $22.3B (+9% YoY); SMB customer revenue $192M (+17%); B2B revenue $62M (+27%); Checkout revenue $9M (+49%).","Record $1.6B spend on Payoneer cards, up 19% YoY; customer funds $7.1B, up 17%.","FY2025 guidance raised: revenue $1,050-$1,070M; adjusted EBITDA $270-$275M.","Accelerated share repurchases $45M at weighted avg $6.73; YTD repurchases $94M."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-25-106667","json":"https://secwatch.observer/filing/0001104659-25-106667.json","markdown":"https://secwatch.observer/filing/0001104659-25-106667.md","text":"https://secwatch.observer/filing/0001104659-25-106667.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1845815/000110465925106667/0001104659-25-106667-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1845815/000110465925106667/payo-20251105x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T00:24:14.503844+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}