---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-25-106667"
form_type: "8-K"
ticker: "PAYO"
cik: "0001845815"
company_name: "Payoneer Global Inc."
filed_at: "2025-11-05T23:59:59+00:00"
generated_at: "2026-05-17T00:24:14.503844+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.78
calibrated_materiality_score: 0.78
confidence: "high"
source: SEC EDGAR
---

# Payoneer Q3 revenue record $270.9M (9% YoY); raises FY2025 outlook

## Summary
- Revenue ex interest income $211.4M, up 15% YoY; net income $14.1M (down 66% YoY); adjusted EBITDA $71.3M, up 3%.
- Volume $22.3B (+9% YoY); SMB customer revenue $192M (+17%); B2B revenue $62M (+27%); Checkout revenue $9M (+49%).
- Record $1.6B spend on Payoneer cards, up 19% YoY; customer funds $7.1B, up 17%.
- FY2025 guidance raised: revenue $1,050-$1,070M; adjusted EBITDA $270-$275M.
- Accelerated share repurchases $45M at weighted avg $6.73; YTD repurchases $94M.

## SEC filing metadata
- accession: 0001104659-25-106667
- form_type: 8-K
- ticker: PAYO
- cik: 0001845815
- company_name: Payoneer Global Inc.
- filed_at: 2025-11-05T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.78
- calibrated_materiality_score: 0.78
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1845815/000110465925106667/0001104659-25-106667-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1845815/000110465925106667/payo-20251105x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-25-106667
- JSON: https://secwatch.observer/filing/0001104659-25-106667.json
- Plain text: https://secwatch.observer/filing/0001104659-25-106667.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.