{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-25-107576","form_type":"8-K","ticker":"IBOC","cik":"0000315709","company_name":"INTERNATIONAL BANCSHARES CORP","filed_at":"2025-11-06T23:59:59+00:00","discovered_at":"2026-05-14T18:02:41.697368+00:00","generated_at":"2026-05-17T00:04:11.750266+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"IBC Q3 2025 net income $108.4M, EPS $1.74, up 8.8% YoY","bullets":["Net income $108.4M ($1.74 diluted EPS) vs $99.8M ($1.60) in Q3 2024, up 8.6%.","Nine-month net income $305.4M ($4.91 EPS) vs $294.1M ($4.72) in 2024, up 3.8%.","Total assets $16.6B, net loans $9.2B, deposits $12.5B at Sept 30, 2025.","Interest income growth partly offset by higher deposit costs; provision for credit losses decreased."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-25-107576","json":"https://secwatch.observer/filing/0001104659-25-107576.json","markdown":"https://secwatch.observer/filing/0001104659-25-107576.md","text":"https://secwatch.observer/filing/0001104659-25-107576.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/315709/000110465925107576/0001104659-25-107576-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/315709/000110465925107576/iboc-20251106x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T00:04:11.750266+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}