secwatch.observer — SEC 8-K summary
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Issuer:     INTERNATIONAL BANCSHARES CORP (IBOC)
CIK:        0000315709
Form:       8-K
Filed at:   2025-11-06T23:59:59+00:00
Accession:  0001104659-25-107576
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

IBC Q3 2025 net income $108.4M, EPS $1.74, up 8.8% YoY
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- Net income $108.4M ($1.74 diluted EPS) vs $99.8M ($1.60) in Q3 2024, up 8.6%.
- Nine-month net income $305.4M ($4.91 EPS) vs $294.1M ($4.72) in 2024, up 3.8%.
- Total assets $16.6B, net loans $9.2B, deposits $12.5B at Sept 30, 2025.
- Interest income growth partly offset by higher deposit costs; provision for credit losses decreased.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/315709/000110465925107576/0001104659-25-107576-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/315709/000110465925107576/iboc-20251106x8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-25-107576

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer