Community Bank completes acquisition of seven Santander branches in Allentown, PA

COMMUNITY FINANCIAL SYSTEM, INC.

Acquired approximately $553M in deposits and $31.9M in performing loans from Santander Bank.
Acquisition includes wealth management relationships from Santander Securities LLC.
Deal accelerates expansion in Greater Lehigh Valley; CBU will operate 12 retail locations in the market.
Branch acquisition closed on November 7, 2025; press release issued November 10.

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