{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-25-109184","form_type":"8-K","ticker":"TULP","cik":"0000875355","company_name":"BLOOMIA HOLDINGS, INC.","filed_at":"2025-11-10T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.428033+00:00","generated_at":"2026-05-16T22:49:21.641645+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Lendway Q3 net loss widens to $2.9M ($1.61/sh) on revenue of $5.2M, down 21% YoY","bullets":["Net revenue $5.2M vs $6.6M YoY; gross loss of $0.06M (1.2% of sales) vs gross profit $1.4M.","Operating loss $3.0M vs $1.4M YoY; net loss from continuing ops $3.4M vs $1.5M.","EBITDA loss $2.4M vs $0.6M YoY; cash used in ops $9.9M vs $7.6M.","Debt rose to $45.5M from $34.1M QoQ, primarily to fund tulip bulb purchases ahead of spring season.","Management expects revenue and gross margin improvement in remaining FY2026 quarters due to higher bulb inventory."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-25-109184","json":"https://secwatch.observer/filing/0001104659-25-109184.json","markdown":"https://secwatch.observer/filing/0001104659-25-109184.md","text":"https://secwatch.observer/filing/0001104659-25-109184.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/875355/000110465925109184/0001104659-25-109184-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/875355/000110465925109184/ldwy-20251110x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T22:49:21.641645+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}