---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-25-109227"
form_type: "8-K"
ticker: "SMBC"
cik: "0000916907"
company_name: "SOUTHERN MISSOURI BANCORP, INC."
filed_at: "2025-11-10T23:59:59+00:00"
generated_at: "2026-05-16T22:50:38.509009+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# SMBC Q1 FY2026 diluted EPS $1.38, up 25.5% YoY; tangible book value $43.35

## Summary
- Diluted EPS $1.38 for Q1 FY2026, up 25.5% YoY from $1.10. Driven by 8% earning asset growth and NIM expansion.
- Tangible book value per share $43.35 as of Sep 30, 2025, up 13.3% from $38.26 a year ago.
- Loans net of ACL $4.1B as of Sep 30, 2025, up $90.7M (2.2%) from June 30, 2025.
- Opened two new St. Louis locations: Sunset Hills Branch and Dutchtown Loan Production Office.

## SEC filing metadata
- accession: 0001104659-25-109227
- form_type: 8-K
- ticker: SMBC
- cik: 0000916907
- company_name: SOUTHERN MISSOURI BANCORP, INC.
- filed_at: 2025-11-10T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/916907/000110465925109227/0001104659-25-109227-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/916907/000110465925109227/smbc-20251110x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-25-109227
- JSON: https://secwatch.observer/filing/0001104659-25-109227.json
- Plain text: https://secwatch.observer/filing/0001104659-25-109227.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.