{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-25-111288","form_type":"8-K","ticker":"JCAP","cik":"0002046042","company_name":"Jefferson Capital, Inc. / DE","filed_at":"2025-11-13T23:59:59+00:00","discovered_at":"2026-05-14T18:02:41.457173+00:00","generated_at":"2026-05-16T20:40:54.044944+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Jefferson Capital Q3 collections +63%, deployments +22%; EPS $0.59; declares $0.24 dividend; acquires $302.8M portfolio","bullets":["Collections up 63% to $236.8M; deployments up 22% to $151.0M (largest Q3 ever).","Pre-tax income up 16% to $45.5M; adjusted pre-tax income up 30% to $54.8M; GAAP EPS $0.59, adjusted EPS $0.74.","Board declares quarterly dividend of $0.24/share, payable Dec 4 to holders of record Nov 25.","Signed asset purchase agreement to acquire Bluestem Brands credit card portfolio for $302.8M; expected close Q4 2025.","Revolving credit facility upsized to $1B, maturity extended to Oct 2030, pricing reduced by 50 bps."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-25-111288","json":"https://secwatch.observer/filing/0001104659-25-111288.json","markdown":"https://secwatch.observer/filing/0001104659-25-111288.md","text":"https://secwatch.observer/filing/0001104659-25-111288.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/2046042/000110465925111288/0001104659-25-111288-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/2046042/000110465925111288/jcap-20251113x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T20:40:54.044944+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}