---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-25-114632"
form_type: "8-K"
ticker: "C"
cik: "0000831001"
company_name: "CITIGROUP INC"
filed_at: "2025-11-20T23:59:59+00:00"
generated_at: "2026-05-16T18:17:43.690738+00:00"
event_type: "leadership"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Citi names Gonzalo Luchetti CFO, integrates retail banking into wealth

## Summary
- Gonzalo Luchetti to become CFO in early March 2026, succeeding Mark Mason.
- Mason will become Executive Vice Chair and Senior Executive Advisor to CEO Jane Fraser.
- Retail banking integrated into Wealth under Kate Luft; U.S. Consumer Cards standalone under Pam Habner.
- Luchetti's U.S. Personal Banking delivered 14.5% RoTCE in Q3 2025 and 12 consecutive quarters of positive op leverage.

## SEC filing metadata
- accession: 0001104659-25-114632
- form_type: 8-K
- ticker: C
- cik: 0000831001
- company_name: CITIGROUP INC
- filed_at: 2025-11-20T23:59:59+00:00
- event_type: leadership
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 5.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/831001/000110465925114632/0001104659-25-114632-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/831001/000110465925114632/c-20251119x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-25-114632
- JSON: https://secwatch.observer/filing/0001104659-25-114632.json
- Plain text: https://secwatch.observer/filing/0001104659-25-114632.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.