{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-25-115400","form_type":"8-K","ticker":null,"cik":"0001690536","company_name":"FS Credit Real Estate Income Trust, Inc.","filed_at":"2025-11-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:40.156112+00:00","generated_at":"2026-05-16T17:20:24.016983+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"FS CREIT enters $350M repurchase facility with Capital One for mortgage loan financing","bullets":["Facility provides up to $350M purchase price commitments, with optional increases to $500M at Capital One's discretion.","Eligible assets include performing senior commercial/multifamily mortgage loans, A-notes, pari passu participations, mezzanine loans.","Availability period expires Nov 19, 2026; two one-year extension options plus a term-out feature are available.","FS CREIT guarantees payment and performance; guaranty may become full recourse upon certain bankruptcy events.","Covenants include adjusted tangible net worth floor, EBITDA/interest >= 1.40x, debt/tangible net worth <= 3.50x, minimum liquidity >= $15M or 5% of facility outstanding."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-25-115400","json":"https://secwatch.observer/filing/0001104659-25-115400.json","markdown":"https://secwatch.observer/filing/0001104659-25-115400.md","text":"https://secwatch.observer/filing/0001104659-25-115400.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1690536/000110465925115400/0001104659-25-115400-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1690536/000110465925115400/tm2531974d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T17:20:24.016983+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"c84455259eb5962f636fb20fb698f6c2b0899a5f","claim":"FS Credit Real Estate Income Trust, Inc. incurred credit facility of up to $350,000,000 with Capital One, National Association at spread over Term SOFR maturing November 19, 2026.","evidence_excerpt":"The facility provides for aggregate purchase price commitments of up to $350,000,000","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1690536/000110465925115400/0001104659-25-115400-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"credit facility"},{"label":"Principal","value":"up to $350,000,000"},{"label":"Counterparty","value":"Capital One, National Association"},{"label":"Rate","value":"spread over Term SOFR"},{"label":"Maturity","value":"November 19, 2026"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}